Our Member CONDA Capital Group Publishes Future Report on SME Financing in Europe
Our member CONDA Capital Group recently shared the newly published CONDA Future Report 2026, developed by futurist Marcel Aberle together with strategic perspectives from CONDA Co-Founder Dirk Littig. The report explores how European SME financing is expected to evolve over the next decade and why alternative financing models are becoming increasingly important.
Financing Gap for SMEs across Europe
At the center of the analysis is a growing financing gap for SMEs across Europe. Traditional bank lending continues to decline in relevance for many growth-oriented businesses, while regulatory pressure, higher capital requirements and changing risk assessments make access to credit more difficult for innovation-driven companies.
Competitiveness and Economic Resilience
The report argues that private capital markets, digital investment platforms and crowdinvesting solutions will play a much larger role in closing this gap. Particularly in sectors driven by transformation and innovation, flexible financing structures are becoming essential for competitiveness and economic resilience.
Lower Barriers for SMEs seeking Growth Capital
Another key topic is the impact of artificial intelligence on capital allocation. According to the report, AI-supported investment and financing platforms could fundamentally reshape access to capital by 2030. Automated risk analysis, more efficient investor matching and data-driven financing decisions may significantly lower barriers for SMEs seeking growth capital.
Strengthening Europe’s Innovation and Financing Ecosystem
The publication offers valuable insights for investors, policymakers, platform operators and SMEs alike, especially in the context of Europe’s ongoing efforts to strengthen strategic autonomy and innovation financing.
The full report is available here: CONDA Future Report 2026
